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Layer Cake: When does a project insurance policy not cover insureds of all tiers?

April 2018
Ian Masser, Nathan Modell and Elizabeth Andrews

In a recent judgment, the TCC has found that that a sub-contractor is not covered by a project insurance policy where the sub-contract expressly stated that the sub-contractor must obtain its own insurance, notwithstanding the terms of the project policy stating that cover was provided to all tiers of contractor and sub-contractor.

In this article, Ian Masser, Nathan Modell and Elizabeth Andrews discuss the facts of Haberdashers’ Aske’s Federation Trust v Lakehouse Contracts & Ors [2018], and comment on what impact this judgment will have on cases involving project insurance policies.

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