D&O Global Report

Continuing our theme of regulatory impacts on the insurance industry in this Special Risks Week we consider the Global D&O insurance trends for 2025 and beyond in the Global Insurance Law Connect report which covers the trends captured by 24 specialist insurance law firms.

Article: D&O Global Trends – published by Global Insurance Law Connect

Regulation and legislation changes are the primary concern for 73% of the global respondents and 55% expressed concerns around ESG factors and the prevailing macro-economic conditions. There remains a significant concern around cyber risks.

Buyers are increasingly looking to D&O policies for protection against ESG, cyber/AI, economic crime and geopolitical/sanctions issues.

Interestingly, there is a growing likelihood that claims against directors will be upheld, as stakeholder expectations regarding corporate governance (and reporting accuracy) increase and regulators become more assertive. There is also increasing interest in D&O cover in the SME sector across multiple jurisdictions, with European firms in particular reporting a desire for broader cover, and a growing appetite for cover among smaller companies and those in the non-profit sectors.